Category Archives: savings

Chart: Savings Rates by Educational Level

Chart: Savings Rates by Educational Level


savings rates by educational status


(Click on chart above to go to original article)

This chart comes fromĀ Josh Zumbrun of the Wall Street Journal, who has reported and charted some findings of a recent data set from Moody’s Analytics. Recent research has shown that individual savings rates of late seem to be correlated to the amount of college education one has.

Those with a college degree and some college under their belt save at a much higher rate than their high school diploma and drop-out counterparts. This is encouraging news that despite the bleak reports of high college-associated debt loads and a dismal post-graduation job market college graduates tend to do better not only in terms of lifetime earnings but also lifetime savings.

Of course, what such data does not answer is why. Why do former college-goers save more? Continue reading Chart: Savings Rates by Educational Level